Optimally · Finance
How is this calculated? click for the math
Today
Yesterday
This week
Projected EOM
Net revenue
Expenses
Net profit
Net profit margin
Account balances
Money flow click any bar to see that period's transactions
Revenue in
Spend out
Net
Bank balance over time end-of-period total GBP balance across active accounts
Top categories click to drill
Recent transactions click any row
Monthly committed
Annual committed
Active subscriptions
Avg per sub / month
Active subscriptions last charge within expected cadence · click any to drill in
How detection works. A merchant qualifies if it appears 3+ times at a recognisable cadence (weekly / fortnightly / monthly / quarterly / half-yearly / annual). The monthly cost shown is based on the most recent payment (not the average), so plan changes and FX swings reflect what you'd actually pay next. Owner pay (Salary / Dividends / Pension / Directors Loan), internal transfers, daily ad spend, and bank-to-person transfers are filtered out. Active = last charge within 1.3 cycles; possibly cancelled = 1.3 to 8 cycles overdue.
Spending by category over time click a bar to see transactions in that period & category
Average per period
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Profit before tax
Estimated CT
Effective rate
Profit after tax
Profit waterfall how revenue flows down to retained profit
UK corporation tax bands (FY 2025/26)
HMRC payments made in this period
HMRC payments are typically PAYE / National Insurance from monthly payroll, paid in arrears. Larger one-off payments are usually corporation tax on the prior year's profit. Click any payment for full detail.
Disclaimer. This is a rough estimate to help you plan. Actual corporation tax is calculated by your accountant based on your statutory accounting period, accounting adjustments, capital allowances, R&D credits, and the associated-companies rule (if applicable). Don't use these numbers for filing.